{"id":13,"date":"2025-05-28T18:07:28","date_gmt":"2025-05-28T21:07:28","guid":{"rendered":"https:\/\/sites.niteroi.rj.gov.br\/niteroi-empreendedora\/?page_id=13"},"modified":"2026-03-13T09:14:28","modified_gmt":"2026-03-13T12:14:28","slug":"home","status":"publish","type":"page","link":"https:\/\/sites.niteroi.rj.gov.br\/niteroi-empreendedora\/","title":{"rendered":"Home"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.24.3″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,233,255,0.33) 2%|rgba(255,255,255,0.56) 49%|rgba(238,114,20,0.46) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/sites.niteroi.rj.gov.br\/niteroi-empreendedora\/wp-content\/uploads\/2025\/05\/10.jpg” parallax=”on” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/sites.niteroi.rj.gov.br\/niteroi-empreendedora\/wp-content\/uploads\/2025\/05\/mulher-id-crop.png” title_text=”mulher-id-crop” show_bottom_space=”off” disabled_on=”on|off|off” _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” header_font=”Roboto Condensed|700||on|||||” header_text_color=”#004070″ header_font_size=”3em” header_letter_spacing=”-1px” custom_margin=”20px||10px||false|false” global_colors_info=”{}”]<\/p>\n

Cr\u00e9dito justo.
\napoio real.
\n Futuro em constru\u00e7\u00e3o! <\/strong><\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#000000″ text_font_size=”1.6em” text_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

Cr\u00e9dito de at\u00e9 R$ 200 mil<\/strong> para fortalecer pequenos neg\u00f3cios, promover a gera\u00e7\u00e3o de renda, impulsionar a diversidade e modernizar a cidade.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”https:\/\/workflow-iframe.colab.re\/6932e13a08ae45d32a18c538\/?connectionString=mc%2BB2X2xU382lfKyJUwOBAiDulkOtJeQWuCqzK96weUQPq%2FO%2B%2FmNVOk0SOamUo8FxXZhZmhAvm1elH7s%2FTMVVuoI3lf5il5rV1yvbI8y2%2F%2B6utKUialNpPQXIN05Cpyy2UYTgivHiTlFVZ2IXfDXfUwzOMmU2t%2Fm%2BsAzikBNrjZw5yNK3U67q%2FbJYcACedg1F3n3HKcYLKBaAGWWgZ9i28XxEQnqzMLXHlmEO2Qx9IWmvgzdn6ElrsczpINcdJChO7C5zJ1LkYf0LTMsM7HPvkHruPcYp6WmWnxChOxP9X1QsdZHO41vIHe%2FqwKqA2WiCzJgdsBO3gZYmllIbDRjgg%3D%3D” button_text=”Inscreva-se!” _builder_version=”4.24.3″ _module_preset=”default” custom_button=”on” button_text_color=”#FFFFFF” button_bg_color=”#004070″ button_border_width=”0px” button_font=”Roboto Condensed|||on|||||” custom_margin=”||10px||false|false” global_colors_info=”{}”][\/et_pb_button][et_pb_button button_url=”https:\/\/sites.niteroi.rj.gov.br\/niteroi-empreendedora\/wp-content\/uploads\/2025\/12\/Decreto-223-2025-de-Niteroi-RJ.pdf” url_new_window=”on” button_text=”LEIA O DECRETO” _builder_version=”4.24.3″ _module_preset=”default” custom_button=”on” button_text_color=”#FFFFFF” button_bg_color=”#EE7214″ button_border_width=”0px” button_font=”Roboto Condensed|||on|||||” global_colors_info=”{}”][\/et_pb_button][et_pb_image src=”https:\/\/sites.niteroi.rj.gov.br\/niteroi-empreendedora\/wp-content\/uploads\/2025\/05\/mulher-id-crop.png” title_text=”mulher-id-crop” show_bottom_space=”off” disabled_on=”off|on|on” _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_id=”sobre” _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” header_font=”Roboto Condensed|700||on|||||” header_text_color=”#004070″ header_font_size=”3em” header_letter_spacing=”-1px” custom_margin=”20px||10px||false|false” global_colors_info=”{}”]<\/p>\n

empr\u00e9stimos com
\n juros ZERO <\/strong><\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#000000″ text_font_size=”20px” text_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

O Programa Niter\u00f3i Empreendedora \u00e9 uma iniciativa estrat\u00e9gica da Prefeitura de Niter\u00f3i para fomentar o empreendedorismo, a inova\u00e7\u00e3o, a inclus\u00e3o produtiva e a transforma\u00e7\u00e3o digital no munic\u00edpio. Seu objetivo \u00e9 fortalecer pequenos neg\u00f3cios, promover a gera\u00e7\u00e3o de renda, impulsionar a diversidade e modernizar a matriz econ\u00f4mica da cidade.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” header_font=”Roboto Condensed|700||on|||||” header_text_color=”#004070″ header_font_size=”3em” header_letter_spacing=”-1px” header_2_font=”Roboto Condensed|700||on|||||” header_2_text_color=”#EE7214″ header_2_font_size=”2em” custom_margin=”20px||10px||false|false” global_colors_info=”{}”]<\/p>\n

empreendedorismo, inova\u00e7\u00e3o, inclus\u00e3o produtiva e transforma\u00e7\u00e3o digital<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#000000″ text_font_size=”20px” text_line_height=”1.4em” global_colors_info=”{}”]Com um Fundo de Cr\u00e9dito in\u00e9dito de R$ 200 milh\u00f5es, o programa oferece empr\u00e9stimos com juros zero, capacita\u00e7\u00e3o gratuita e apoio t\u00e9cnico especializado para quem faz a economia girar: MEIs, Profissionais Aut\u00f4nomos (Empres\u00e1rio Individual – EI, com CNPJ constitu\u00eddo e registro na Junta Comercial), micro e pequenas empresas, startups, permission\u00e1rios e empreendedores dos mais diversos setores.[\/et_pb_text][et_pb_button button_url=”https:\/\/workflow-iframe.colab.re\/6932e13a08ae45d32a18c538\/?connectionString=mc%2BB2X2xU382lfKyJUwOBAiDulkOtJeQWuCqzK96weUQPq%2FO%2B%2FmNVOk0SOamUo8FxXZhZmhAvm1elH7s%2FTMVVuoI3lf5il5rV1yvbI8y2%2F%2B6utKUialNpPQXIN05Cpyy2UYTgivHiTlFVZ2IXfDXfUwzOMmU2t%2Fm%2BsAzikBNrjZw5yNK3U67q%2FbJYcACedg1F3n3HKcYLKBaAGWWgZ9i28XxEQnqzMLXHlmEO2Qx9IWmvgzdn6ElrsczpINcdJChO7C5zJ1LkYf0LTMsM7HPvkHruPcYp6WmWnxChOxP9X1QsdZHO41vIHe%2FqwKqA2WiCzJgdsBO3gZYmllIbDRjgg%3D%3D” button_text=”Inscreva-se!” _builder_version=”4.24.3″ _module_preset=”default” custom_button=”on” button_text_color=”#FFFFFF” button_bg_color=”#EE7214″ button_border_width=”0px” button_font=”Roboto Condensed|||on|||||” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” background_image=”https:\/\/sites.niteroi.rj.gov.br\/niteroi-empreendedora\/wp-content\/uploads\/2025\/05\/losango.png” background_size=”contain” global_colors_info=”{}”][et_pb_image src=”https:\/\/sites.niteroi.rj.gov.br\/niteroi-empreendedora\/wp-content\/uploads\/2025\/05\/man.png” title_text=”man” show_bottom_space=”off” align=”center” _builder_version=”4.24.3″ _module_preset=”default” width_tablet=”” width_phone=”160px” width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_id=”beneficios” _builder_version=”4.24.3″ _module_preset=”default” background_color=”#EE7214″ global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” make_equal=”on” _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”15px|15px|15px|15px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”rgba(255,255,255,0.4)” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|700|||||||” text_text_color=”#FFFFFF” text_font_size=”26px” text_line_height=”1.4em” custom_margin=”||0px||false|false” global_colors_info=”{}”]1\u00aa Etapa \u2013 Inscri\u00e7\u00e3o[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|300|||||||” text_text_color=”#FFFFFF” text_font_size=”18px” text_line_height=”1.4em” global_colors_info=”{}”]Nesta fase inicial, o empreendedor realiza sua inscri\u00e7\u00e3o pelo aplicativo Colab<\/strong>, plataforma oficial da Prefeitura de Niter\u00f3i.
\nQuem pode participar:<\/strong> MEIs, Profissionais Aut\u00f4nomos (Empres\u00e1rio Individual – EI, com CNPJ constitu\u00eddo e registro na Junta Comercial), micro e pequenas empresas, startups, permission\u00e1rios e empreendedores de diferentes setores econ\u00f4micos estabelecidos no munic\u00edpio de Niter\u00f3i.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”15px|15px|15px|15px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”rgba(255,255,255,0.4)” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|700|||||||” text_text_color=”#FFFFFF” text_font_size=”26px” text_line_height=”1.4em” custom_margin=”||0px||false|false” global_colors_info=”{}”]2\u00aa Etapa \u2013 Curso Obrigat\u00f3rio[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|300|||||||” text_text_color=”#FFFFFF” text_font_size=”18px” text_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

Ap\u00f3s a inscri\u00e7\u00e3o, o participante deve concluir um curso preparat\u00f3rio obrigat\u00f3rio<\/strong>.
O objetivo dessa etapa \u00e9 fortalecer a gest\u00e3o do neg\u00f3cio, oferecendo orienta\u00e7\u00f5es pr\u00e1ticas sobre organiza\u00e7\u00e3o financeira, planejamento e uso consciente do cr\u00e9dito.
Somente ap\u00f3s finalizar o curso o empreendedor poder\u00e1 avan\u00e7ar para a etapa seguinte do programa.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”15px|15px|15px|15px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”rgba(255,255,255,0.4)” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|700|||||||” text_text_color=”#FFFFFF” text_font_size=”26px” text_line_height=”1.4em” custom_margin=”||0px||false|false” global_colors_info=”{}”]3\u00aa Etapa \u2013 An\u00e1lise de Cr\u00e9dito[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|300|||||||” text_text_color=”#FFFFFF” text_font_size=”18px” text_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

Conclu\u00eddo o curso, o empreendedor dever\u00e1 enviar a documenta\u00e7\u00e3o solicitada para que seja realizada a an\u00e1lise de cr\u00e9dito<\/strong>.
Nessa etapa, s\u00e3o avaliadas as informa\u00e7\u00f5es necess\u00e1rias para verificar a capacidade de pagamento, o enquadramento nas regras do programa e a possibilidade de concess\u00e3o da linha de cr\u00e9dito.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#FFFFFF” text_font_size=”24px” text_line_height=”1.4em” header_font=”|600|||||||” text_orientation=”center” background_layout=”dark” global_colors_info=”{}”]<\/p>\n

Curso obrigat\u00f3rio conclu\u00eddo?<\/h1>\n

Clique abaixo para seguir para a 3\u00aa etapa: envio de documentos<\/span><\/p>\n

[\/et_pb_text][et_pb_button button_url=”https:\/\/workflow-iframe.colab.re\/6942e29bf2a5ecd5ffc56abb\/?connectionString=mc%2BB2X2xU382lfKyJUwOBAiDulkOtJeQWuCqzK96weUQPq%2FO%2B%2FmNVOk0SOamUo8FxXZhZmhAvm1elH7s%2FTMVVuoI3lf5il5rV1yvbI8y2%2F%2B6utKUialNpPQXIN05Cpyy2UYTgivHiTlFVZ2IXfDXfUwzOMmU2t%2Fm%2BsAzikBNrjZw5yNK3U67q%2FbJYcACedg1F3n3HKcYLKBaAGWWgZ9i28XxEQnqzMLXHlmEO2Qx9IWmvgzdn6ElrsczpINcdJChO7C5zJ1LkYf0LTMsM7HPvkHruPcYp6WmWnxChOxP9X1QsdZHO41vIHe%2FqwKqA2WiCzJgdsBO3gZYmllIbDRjgg%3D%3D” button_text=”Aprova\u00e7\u00e3o ao cr\u00e9dito” button_alignment=”center” _builder_version=”4.24.3″ _module_preset=”default” custom_button=”on” button_text_color=”#FFFFFF” button_bg_color=”#004070″ button_border_width=”0px” button_font=”Roboto Condensed|||on|||||” custom_margin=”||10px||false|false” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#FFFFFF” text_font_size=”24px” text_line_height=”1.4em” text_orientation=”center” global_colors_info=”{}”]Benef\u00edcios para o empreendedor[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” make_equal=”on” _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”15px|15px|15px|15px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”rgba(255,255,255,0.4)” global_colors_info=”{}”][et_pb_icon font_icon=”||divi||400″ icon_color=”#FFFFFF” icon_width=”36px” align=”left” _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#FFFFFF” text_font_size=”22px” text_line_height=”1.4em” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

Cr\u00e9dito facilitado<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|300|||||||” text_text_color=”#FFFFFF” text_font_size=”18px” text_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

de at\u00e9 R$ 200 mil com at\u00e9 36 meses para pagar e car\u00eancia de at\u00e9 12 meses;<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”15px|15px|15px|15px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”rgba(255,255,255,0.4)” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||400″ icon_color=”#FFFFFF” icon_width=”36px” align=”left” _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#FFFFFF” text_font_size=”22px” text_line_height=”1.4em” custom_margin=”||0px||false|false” global_colors_info=”{}”]Taxa de juros zero[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|300|||||||” text_text_color=”#FFFFFF” text_font_size=”18px” text_line_height=”1.4em” global_colors_info=”{}”]para todos os perfis de benefici\u00e1rios;[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”15px|15px|15px|15px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”rgba(255,255,255,0.4)” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||900″ icon_color=”#FFFFFF” icon_width=”36px” align=”left” _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#FFFFFF” text_font_size=”22px” text_line_height=”1.4em” custom_margin=”||0px||false|false” global_colors_info=”{}”]Qualifica\u00e7\u00e3o t\u00e9cnica gratuita[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|300|||||||” text_text_color=”#FFFFFF” text_font_size=”18px” text_line_height=”1.4em” global_colors_info=”{}”]por meio do Agente Operador;[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” make_equal=”on” _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”15px|15px|15px|15px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”rgba(255,255,255,0.4)” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||900″ icon_color=”#FFFFFF” icon_width=”36px” align=”left” _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#FFFFFF” text_font_size=”22px” text_line_height=”1.4em” custom_margin=”||0px||false|false” global_colors_info=”{}”]Atendimento simplificado e digital[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|300|||||||” text_text_color=”#FFFFFF” text_font_size=”18px” text_line_height=”1.4em” global_colors_info=”{}”]desde a inscri\u00e7\u00e3o at\u00e9 a contrata\u00e7\u00e3o do cr\u00e9dito;[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”15px|15px|15px|15px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”rgba(255,255,255,0.4)” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||900″ icon_color=”#FFFFFF” icon_width=”36px” align=”left” _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#FFFFFF” text_font_size=”22px” text_line_height=”1.4em” custom_margin=”||0px||false|false” global_colors_info=”{}”]Linhas espec\u00edficas para inova\u00e7\u00e3o, economia criativa e revitaliza\u00e7\u00e3o do Centro[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”15px|15px|15px|15px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”rgba(255,255,255,0.4)” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||400″ icon_color=”#FFFFFF” icon_width=”36px” align=”left” _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#FFFFFF” text_font_size=”22px” text_line_height=”1.4em” custom_margin=”||0px||false|false” global_colors_info=”{}”]Garantia acess\u00edvel[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|300|||||||” text_text_color=”#FFFFFF” text_font_size=”18px” text_line_height=”1.4em” global_colors_info=”{}”]como fundo garantidor.[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#FFFFFF” text_font_size=”24px” text_line_height=”1.4em” text_orientation=”center” global_colors_info=”{}”]Iniciativas que fazem a diferen\u00e7a[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” make_equal=”on” _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”20px|20px|20px|20px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”rgba(255,255,255,0.4)” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|700|||||||” text_text_color=”#EE7214″ text_font_size=”26px” text_line_height=”1.4em” custom_margin=”||10px||false|false” global_colors_info=”{}”]<\/p>\n

Apoio a Pequenos Neg\u00f3cios<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|300|||||||” text_text_color=”#EE7214″ text_font_size=”18px” text_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

Apoiar 500 pequenos neg\u00f3cios locais<\/strong> at\u00e9 2028 em processos de formaliza\u00e7\u00e3o, moderniza\u00e7\u00e3o, capacita\u00e7\u00e3o e acesso a cr\u00e9dito.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”20px|20px|20px|20px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”rgba(255,255,255,0.4)” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|700|||||||” text_text_color=”#EE7214″ text_font_size=”26px” text_line_height=”1.4em” custom_margin=”||10px||false|false” global_colors_info=”{}”]Programa Vitrine Niter\u00f3i[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|300|||||||” text_text_color=”#EE7214″ text_font_size=”18px” text_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

Criar e manter uma plataforma digital de divulga\u00e7\u00e3o com 5.000 empreendedores cadastrados at\u00e9 2028,<\/strong> promovendo a visibilidade dos neg\u00f3cios locais.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”20px|20px|20px|20px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”rgba(255,255,255,0.4)” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|700|||||||” text_text_color=”#EE7214″ text_font_size=”26px” text_line_height=”1.4em” custom_margin=”||10px||false|false” global_colors_info=”{}”]Economia Criativa no Centro[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed|300|||||||” text_text_color=”#EE7214″ text_font_size=”18px” text_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

Fomentar 200 empreendedores criativos<\/strong> em design, moda, audiovisual, tecnologia e artes at\u00e9 2028, com a\u00e7\u00f5es de capacita\u00e7\u00e3o e feiras.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_id=”paraquem” _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/sites.niteroi.rj.gov.br\/niteroi-empreendedora\/wp-content\/uploads\/2026\/03\/womn-empretec.jpg” title_text=”womn-empretec” show_bottom_space=”off” align=”center” _builder_version=”4.24.3″ _module_preset=”default” width=”260px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_image][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” header_font=”Roboto Condensed|700||on|||||” header_text_color=”#004070″ header_font_size=”3em” header_letter_spacing=”-1px” text_orientation=”center” custom_margin=”0px||10px||false|false” global_colors_info=”{}”]<\/p>\n

EMPRETEC <\/strong>
Mulher Niter\u00f3i<\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#000000″ text_font_size=”20px” text_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

    \n
  • Edital com foco em mulheres empreendedoras, especialmente de comunidades perif\u00e9ricas;<\/li>\n
  • Realiza\u00e7\u00e3o de 3 turmas do EMPRETEC Mulher at\u00e9 2028;<\/li>\n
  • 100% das participantes com mentoria t\u00e9cnica e apoio cont\u00ednuo;<\/li>\n
  • Rede de apoio e vitrine digital com acompanhamento por at\u00e9 6 meses.<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/sites.niteroi.rj.gov.br\/niteroi-empreendedora\/wp-content\/uploads\/2025\/05\/boy.png” title_text=”boy” show_bottom_space=”off” align=”center” _builder_version=”4.24.3″ _module_preset=”default” width=”260px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” header_font=”Roboto Condensed|700||on|||||” header_text_color=”#004070″ header_font_size=”3em” header_letter_spacing=”-1px” text_orientation=”center” custom_margin=”0px||10px||false|false” global_colors_info=”{}”]<\/p>\n

    Jovem<\/strong>
    \nEmpreendedor<\/h1>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#000000″ text_font_size=”20px” text_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

    Capacitar, mentorar e apoiar 300 jovens entre 18 e 29 anos<\/strong> at\u00e9 2028, com edital de fomento exclusivo para novos neg\u00f3cios.<\/p>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/sites.niteroi.rj.gov.br\/niteroi-empreendedora\/wp-content\/uploads\/2025\/05\/50.png” title_text=”50+” show_bottom_space=”off” align=”center” _builder_version=”4.24.3″ _module_preset=”default” width=”260px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” header_font=”Roboto Condensed|700||on|||||” header_text_color=”#004070″ header_font_size=”3em” header_letter_spacing=”-1px” text_orientation=”center” custom_margin=”0px||10px||false|false” global_colors_info=”{}”]<\/p>\n

    Empreendedor <\/strong> 50+<\/h1>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#000000″ text_font_size=”20px” text_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

    Valorizar a experi\u00eancia e requalifica\u00e7\u00e3o profissional com apoio a 200 empreendedores com mais de 50 anos<\/strong>, priorizando a transi\u00e7\u00e3o de carreira e a cria\u00e7\u00e3o de novos neg\u00f3cios.<\/p>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.3″ _module_preset=”default” background_color=”#EE7214″ global_colors_info=”{}”][et_pb_row _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#FFFFFF” text_font_size=”2.4em” text_line_height=”1.4em” text_orientation=”center” global_colors_info=”{}”]Benef\u00edcios para Niter\u00f3i[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,3_5,1_5″ use_custom_gutter=”on” make_equal=”on” _builder_version=”4.24.3″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.24.3″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”20px|20px|20px|20px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”rgba(255,255,255,0.4)” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”Roboto Condensed||||||||” text_text_color=”#EE7214″ text_font_size=”20px” text_line_height=”1.6em” global_colors_info=”{}”]<\/i> Gera\u00e7\u00e3o de empregos e renda em larga escala;
    \n<\/i> Est\u00edmulo \u00e0 inova\u00e7\u00e3o, sustentabilidade e digitaliza\u00e7\u00e3o;
    \n<\/i> Inclus\u00e3o produtiva de p\u00fablicos diversos: jovens, mulheres, pessoas 50+, criativos e perif\u00e9ricos;
    \n<\/i> Atra\u00e7\u00e3o de novos neg\u00f3cios e fortalecimento da economia local.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.24.3″ _module_preset=”default” global_colors_info=”{}”]